Chief Operating Officer, Advapay
Andrey Borisenkov is Chief Operating Officer at Advapay, responsible for commercial strategy, operational execution, and the internal systems that keep regulated fintech projects moving from plan to delivery. He oversees day-to-day operations across business functions, with a focus on process discipline, commercial alignment, operational resilience, and scaling Advapay's work with payment companies, e-money institutions, crypto businesses, and financial technology teams.
Andrey writes Advapay's weekly fintech commentary, selecting the market, regulatory, funding, and infrastructure stories that can change real decisions for founders and operators. His perspective connects news flow with practical questions around licensing, banking access, payments infrastructure, core banking technology, embedded finance, stablecoins, MiCA, and cross-border expansion.
His author work is aimed at readers who need to understand what developments mean operationally: whether to accelerate licensing, rethink partner-bank dependency, prepare for supervisory expectations, or adjust the technology and compliance roadmap before launch.
Advapay weekly fintech commentary for 13 to 19 July 2026: Wero merchant distribution, the digital euro pilot, stablecoin treasury and card products, DTCC tokenization, and Revolut's Dubai approval show why regulated operators need infrastructure that can support several rails and licensing regimes at once.
Advapay weekly fintech commentary for 6 to 12 July 2026: Nodu, Ripple, Revolut, Flutterwave, Volt, Sony Bank and the FCA show how the post-MiCA market is moving from deadline management to licensing architecture, product design, stablecoin payments and UK crypto authorization planning.
Advapay weekly fintech commentary for 29 June to 5 July 2026: the MiCA transitional period ends, Binance is locked out of the EU, Pay10 secures a Hungarian EMI license, and SBI buys Bitbank as capital keeps consolidating into licensed operators.
Advapay weekly fintech commentary for 22-28 June 2026: Binance withdraws its Greek MiCA application, ESMA warns unlicensed crypto firms to wind down, early filers passport across the EU, and capital backs regulated infrastructure.
MiCA authorizations, Ripple and Flutterwave, stablecoin invoicing and cards, and compliance infrastructure in the week of 15-21 June 2026.
Advapay's weekly fintech commentary for 8-14 June 2026: Visa builds stablecoins into the payment stack, KOHO raises to pursue a bank license, Current takes a down round, and the MiCA clock ticks under three weeks.
Advapay's weekly fintech commentary for the week of 1-7 June 2026: Mastercard and Visa moving card settlement onto stablecoins, Temenos acquiring additiv, Ramp's $750m round, and the MiCA clock now under four weeks.